What is a Title Examiner Job?
Title examiner jobs are positions that involve examining property titles to determine if there are any liens, judgments, or other encumbrances that could affect the property's ownership. A title examiner searches the public records and legal documents to make sure that the title is clear and can be transferred to a new owner. Title examiners can work for title companies, law firms, or real estate agencies.
What do Title Examiners Usually Do in This Position?
Title examiners spend most of their time researching and analyzing public records to verify the legal ownership of a property and identify any issues that could affect the title. They review property records, deeds, mortgages, and other documents to ensure that the property can be sold or transferred without any legal problems. They also work with attorneys, real estate agents, and clients to resolve any title issues that arise during the transaction process.
Top 5 Skills for This Position
- Attention to detail: A title examiner must be meticulous and able to spot even the smallest errors or discrepancies in property records.
- Research skills: This job involves a lot of research and analysis, so strong research skills are a must-have.
- Communication skills: Title examiners must be able to communicate effectively with clients, attorneys, and real estate agents to resolve any title issues that arise.
- Legal knowledge: A solid understanding of real estate law is essential for this position.
- Organizational skills: Title examiners must be able to manage multiple tasks and deadlines while maintaining accuracy and attention to detail.
How to Become a Title Examiner
To become a title examiner, you typically need a high school diploma or equivalent. Some employers may prefer candidates with a bachelor's degree in a related field, such as real estate, business, or law. Title examiners usually receive on-the-job training to learn how to research and analyze property records.
Average Salary for Title Examiner Jobs
According to the Bureau of Labor Statistics, the median annual wage for title examiners, abstractors, and searchers was $48,690 as of May 2020. The lowest 10 percent earned less than $28,040, while the highest 10 percent earned more than $82,410.
Roles and Types of Title Examiner Jobs
Title examiner jobs can vary depending on the employer and the type of property being examined. Some common roles include residential title examiner, commercial title examiner, and underwriter. Residential title examiners focus on single-family homes, while commercial title examiners work on larger properties such as office buildings or shopping centers. Underwriters review title reports and decide whether to issue insurance policies to protect against any title defects.
Locations with the Most Popular Title Examiner Jobs in the USA
Title examiner jobs are available throughout the United States, but some areas have more opportunities than others. According to the Bureau of Labor Statistics, the states with the highest employment levels for title examiners, abstractors, and searchers are Texas, California, Florida, New York, and Pennsylvania.
What are the Typical Tools Used by Title Examiners?
Title examiners use a variety of tools in their work, including computer software, databases, and public records. They may also use specialized tools such as title plants, which are databases of property records that allow examiners to quickly search for information. Many title examiners also use GIS (Geographic Information Systems) software to create maps and analyze spatial data.
In Conclusion
Title examiner jobs are an important part of the real estate industry, helping to ensure that property transactions are legal and free of any liens or other encumbrances. This position requires strong research and analytical skills, as well as a solid understanding of real estate law. If you're interested in pursuing a career as a title examiner, be sure to develop your attention to detail, research skills, communication skills, legal knowledge, and organizational skills.